Golf Carts!!! I love them. But here are a couple questions: 1. Can? I insure my golf cart if I have no car? I love not having a car where I live now. But in California, I have heard you cannot insure a golf cart unless you also have a car (don't know this for sure, just read it somewhere). Must one have a car in AZ in order to insure a golf cart? 2. Of COURSE I want electric--seems logical. Am I correct? I don't go real far, mostly need it for groceries and the hardware store, etc. Thank you so much!